Medical professionals
We have highly experienced financial planners who specialise in advising medical professionals, such as GPs, hospital consultants and dentists.
Will your pension go over the Lifetime Allowance?
As high earners, medical professionals are more likely to reach the lifetime allowance of their pension pots. For many, they want to make sure that they can enjoy the same lifestyle in retirement as they do in their working lives. For others, they want the ability to continue working but not be penalised with a big tax bill for doing so.
Savvy clients will start thinking about their retirement in their 40s. We can work with them to identify ways of managing tax, pensions and alternative ways of saving for their retirement.
We recognise that you are especially busy, managing work and family life, so we work flexibly to simplify your finances as much as possible. We’ll take time to understand what you want your wealth to achieve. Then we’ll create a holistic financial plan which will set you on the right course to achieving your goals.
We can help you
- Get on top of your finances to achieve the lifestyle you want to have now and in retirement.
- Simplify your various pensions and invest them to achieve your retirement goals.
- Identify the risk of reaching the Pension Lifetime Allowance and find alternative, tax-efficient ‘homes’ for your savings and investments.
- Decide what to do with windfalls, such as a pay rise or inheritance.
- Plan for your children’s future with school fees planning and tax-efficient savings and investments.
Why work with us?
There are many reasons why over 2,000 people in Dorset, Hampshire and the South have chosen us to help them on their financial journey.
Find out moreWhat our clients say
We have known John Skipton for 11 years. John Skipton is always patient and gives good sound advice. I would be happy to recommend John Skipton and PFM Associates to anyone should the situation arise.
Christchurch Clients since 2014
John has a very strong ability to explain complex financial matters in a simple and concise way, without watering down the key points of detail. This is important when I am making decisions about my financial future.
Bournemouth A client since 2015
Since being a client of PFM, I have been really impressed with the level of personal service and advice I have also received. Pensions and tax are a minefield of complexity to the uninformed and PFM have brought great clarity and I have learned much from Christian's advice, all provided with a very friendly and clear approach.
Bournemouth A client since 2019
PFM have been our Independent Financial Advisers for many years. We like the fact that each adviser has their own area of expertise, so clients have access to a wide knowledge base. We feel confident that our money is well-managed and highly recommend PFM.
Dorset A client since 1998
I was introduced to PFM by a family member about 12 years ago, in order to obtain personal pension planning advice. I have been very pleased with the advice given by my adviser, for my pensions and for wealth management. I have no hesitation in recommending PFM.
Bristol A client since 2012
Christian is only my second ‘adviser’ in 30 years of professional financial advice and I feel that I could not have acquired a better one; he listens carefully, is always empathetic to my concerns and requests.
I totally trust his judgement and considered advice which has always been balanced and very rewarding.
Poole A client since 1992
Ready to start your journey?
If you have any questions or would like to organise a no-obligation consultation at our expense, please complete this form.
