Independent, Chartered financial planners based in Poole

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Our journey

PFM Associates was founded in 1999 to provide completely independent, holistic financial planning to clients in Dorset, Hampshire and across the South. Over 20 years later, we continue to provide personal, one-to-one financial planning advice, navigating our clients towards achieving their long-term financial goals.

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Your journey

Everybody’s journey is different. We add the most value to those people who are either in retirement or on the journey towards retirement.

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What our clients say


Mr & Mrs Whatman

We have known John Skipton for six years. John Skipton is always patient and gives good sound advice. I would be happy to recommend John Skipton and PFM Associates to anyone should the situation arise.

Christchurch Clients since 2014


Mr Laney

John has a very strong ability to explain complex financial matters in a simple and concise way, without watering down the key points of detail. This is important when I am making decisions about my financial future.

Bournemouth A client since 2015


Mrs Razey

Thomas Wilson is always professional and the advice has been good. It has been reassuring to find an adviser that I could fully trust. PFM have always been open and honest with me and my family.

Dorset A client since 2016


Mrs Drysdale

PFM have been our Independent Financial Advisers for many years. We like the fact that each adviser has their own area of expertise, so clients have access to a wide knowledge base. We feel confident that our money is well-managed and highly recommend PFM.

Dorset A client since 1998


Mr R C Brady

I was introduced to PFM by a family member about eight years ago, in order to obtain personal pension planning advice. I have been very pleased with the advice given by my adviser, for my pensions and for wealth management. I have no hesitation in recommending PFM.

Bristol A client since 2012

What's on your mind?

For many people, their main concern is whether they will have enough money for the lifestyle they want in retirement. Once we understand the type of lifestyle you want to have, we can arrange your finances to help you achieve the wealth you need to retire at the age you want.

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If you’ve already worked with a financial planner, you should be well on track to achieving the retirement that you want to enjoy. But if you haven’t, it’s never too late to begin. Once we understand the type of lifestyle you want to have, we can arrange your finances to help you achieve the retirement you want.

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The question of whether you will have enough money to last through retirement really depends on the type of retirement you want to enjoy. During the active stage of retirement, you want the confidence to spend money. In the later stages of life, you may want the security of knowing you can afford the necessary care.

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The sooner the better! Life is busy, what with juggling your career or maybe your own business alongside your family. So it can be difficult to make time to think about your financial priorities and what you need to do about them. However, it really is important to make time to understand what you want for you and your family, both now and in the future – then you can leave the rest to us.

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As high earners, you are more likely to reach the lifetime allowance of your pension pot. For many, they want to make sure that they can enjoy the same lifestyle in retirement as they do in their working lives. For others, they want the ability to continue working but not be penalised with a big tax bill for doing so.

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In short, yes! Businesses can benefit from a multitude of services which include workplace pensions, group life protection and a range of other employee benefits designed to help attract and retain talent.

They can also benefit from business loan protection, key person protection, succession planning and shareholder protection.

In addition, business owners can benefit from different approaches to their personal retirement planning.

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Ready to start your journey?

If you have any questions or would like to organise a no-obligation consultation at our expense, please complete this form.