Step 1

Discovery

We’ll arrange an initial consultation at no cost to you. This is our opportunity to get to know each other and help you to identify your lifetime goals. We’ll also assess your financial needs and your attitude to risk when it comes to investing.

Step 2

Research & recommendations

We’ll research the most appropriate solutions which will utilise your finances to achieve your lifetime goals. As part of this, we may undertake a cashflow analysis to determine the impact of key life events, such as retiring or receiving an inheritance.

Then we’ll put together our recommendations for what you need to do on your journey towards achieving your goals. This is called a suitability report. This details the investments and other products that we recommend you invest in or purchase.

Step 3

Implementation

Once you are happy with our recommendations, we’ll get to work to implement them. We’ll deal with the practicalities of the documentation, including arranging new policies and plans, transferring existing arrangements and arranging fund switches, where necessary.

Step 4

Ongoing planning & advice

Many clients choose to continue working with us to ensure that they stay on track throughout their journey. Over a lifetime, it stands to reason that things will change, sometimes for better, sometimes for worse. We’re here to help you on your journey towards achieving your life goals. So, if you wish to benefit from our guidance and support over the long term, we recommend that you take up our ongoing planning and advice service.