Specialist advice areas

A key benefit to our clients who journey with us, is access to experts in specialist areas. This means that they don’t have to go elsewhere for the advice they need to achieve their goals.

Some examples of our specialist advice areas include:

Area 1

Inheritance Tax Planning

Inheritance tax is an unwelcome charge on the assets you have built up over the years.

We are able to help to reduce the impact of this tax using Wills and Trusts and Tax efficient financial plans.

Please note: The Financial Conduct Authority does not regulate will writing or taxation and trust advice.

If you want to know more, please contact us.

Area 2

Wills, Trusts & Tax

Deciding how to structure your Wills or your assets to protect the family in the future is often seen as complex. This is why they tend to be put to one side. We have expert professionals who are able to guide you and help you with this and the tax implications.

Please note: The Financial Conduct Authority does not regulate will writing or taxation and trust advice.

To discuss your needs, please contact us.

Area 3

Equity release

As a homeowner, you may be looking for some capital to make home improvements or adapt your home for later life. Alternatively, you may be looking to supplement your income over the long term. For those people who want to release equity from their homes as part of a wider financial plan, there are a variety of options.

However, there are significant risks associated with borrowing in retirement. Equity release won’t be suitable for everyone. Our experienced financial planners can help you to decide on the most appropriate option to meet your financial needs.

Please note: Your property may be repossessed if you do not keep up repayments on your mortgage.

To discuss your needs, please contact us.

Area 4

Medical Professionals

Our financial planners have been working with clients from the medical profession for many years. They have full knowledge of the NHS pension scheme and its nuances as well as the structure of the pay scales.

For more information, visit our Medical Professional page.

What our clients say


Dr P Dickins & Mr X Talati

My husband and I have been advised by Isabel Sinclair regarding our financial affairs for the past 20 years. We have always had confidence in her advice which she has carefully tailored to our needs individually. She is conscientious in gathering our views before advising us about what she thinks will suit us. She is always helpful and happy to advise on all aspects of finance and spending. We would not hesitate to recommend PFM Associates.

Poole Clients since 1999


Mrs Barry

I have known David Venditti for over 8 years. I have absolute confidence in his ability as an adviser. I trust David implicitly and he has a great ‘bedside manner’. David explains everything to me thoroughly so I can fully understand. I would be happy to refer David.

Southampton A client since 2012


Mrs Mead

David Venditti is very welcoming and friendly when I contact him. David is very knowledgeable, and I have total confidence in his abilities and he always makes sure we fully understand everything. I could not wish for a better Financial Adviser and would recommend him to anyone as I totally trust his advice and guidance.

Fordingbridge A client since 2012


Mr Harper

I have known David Venditti for six years and he is reliable, trustworthy and gives good advice. I would be happy to recommend him to anyone who needs financial advice.

Ringwood A client since 2014


Mr & Mrs Whatman

We have known John Skipton for six years. John Skipton is always patient and gives good sound advice. I would be happy to recommend John Skipton and PFM Associates to anyone should the situation arise.

Christchurch Clients since 2014


Mr Laney

John has a very strong ability to explain complex financial matters in a simple and concise way, without watering down the key points of detail. This is important when I am making decisions about my financial future.

Bournemouth A client since 2015


Mrs Razey

Thomas Wilson is always professional and the advice has been good. It has been reassuring to find an adviser that I could fully trust. PFM have always been open and honest with me and my family.

Dorset A client since 2016


Mrs Drysdale

PFM have been our Independent Financial Advisers for many years. We like the fact that each adviser has their own area of expertise, so clients have access to a wide knowledge base. We feel confident that our money is well-managed and highly recommend PFM.

Dorset A client since 1998


Mr R C Brady

I was introduced to PFM by a family member about eight years ago, in order to obtain personal pension planning advice. I have been very pleased with the advice given by my adviser, for my pensions and for wealth management. I have no hesitation in recommending PFM.

Bristol A client since 2012


Anne Brown

We have been clients of PFM Associates, specifically Isabel Sinclair, for many years and ran a very small family general practice. We found the advice over the years in practice and in our retirement planning very sound. Recently life events have changed the emphasis of our future planning and again we have had advice that we feel is relevant and helpful.

Dorset A client since 1996

Ready to start your journey?

If you have any questions or would like to organise a no-obligation consultation at our expense, please complete this form.