“Private property was the original source of freedom. It still is its main ballpark” – Walter Lippman
Buying a home and applying for a mortgage is some of the most stressful and time-consuming transactions we can experience. In one recent study it was cited that more than a quarter of homeowners (28%) considered that their mortgage application is in their top three most stressful life moments, coming higher than public speaking, having a terrible review at work or even losing their telephone! Interestingly the same study found that millennials were the most stressed out and fearful of getting a mortgage, with getting fired from their job as the only thing more worrying.
There are various Banks, Building Societies and other lenders that are all competing for your business, offering a variety of interest rates and enhancements to attract you to take your mortgage with them. This also makes the whole process confusing.
The whole process of applying for a mortgage can be very confusing, but does it have to be that way? At PFM Associates we have dedicated mortgage adviser who will guide you through the whole mortgage process and take away as much of the stress, worry and confusion as possible.
Once we have completed the initial meetings to assess your needs, and to determine the best type of mortgage for your circumstances, we will take over and keep you fully up to date with the progress of your application right through to completion. Our mortgage team are experts in arranging the following types of mortgage:
- Residential Mortgages
- Mortgages for the self-employed and contractors
- Commercial Mortgages
- Equity Release loans
- Buy to Let*
Please remember that your home is at risk if you do not keep up repayments on your mortgage.
*The FCA does not regulate some forms of Buy to Let mortgages.